WealthOfHelp.com is a private company, not affiliated with, endorsed, authorized or approved by any government agency. WealthOfHelp.com does not apply for any government programs on your behalf and encourages you to apply immediately for matching programs.

These Terms of Use govern your use of the WealthOfHelp.com service and Web site. By using, visiting, or browsing the WealthOfHelp.com Web site, you accept and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, you should not use the WealthOfHelp.com service or Web site.

These Terms of Use are an ongoing contract between you and WealthOfHelp.com and apply to your use of the WealthOfHelp.com service and Web site. These Terms of Use affect your rights and you should read them carefully.

Changes to Terms of Use
The most current version of these Terms of Use can be reviewed by clicking on the "Terms of Use" located at the bottom of the pages of the WealthOfHelp.com Web site. The most current version of the Terms of Use will supersede all previous versions. Your use of the WealthOfHelp.com Web site or continued use of our service after changes are made means that you agree to be bound by such changes.

Privacy
Any information submitted on the WealthOfHelp.com Web site is subject to our Privacy Policy. Please review our Privacy Policy to understand our practices. The date of any changes to our Privacy Policy will be noted at the top of our Privacy Policy.

Subscription Types and Billing:
WealthOfHelp.com is an online subscription service to help you get the maximum benefit from public and private programs, including Unclaimed Funds, Government Grants, Job Opportunities, Educational Programs, Small Business Initiatives and other Charitable Non-Profit Organizations.

At the time you registered, you agreed to a specific term of subscription. For example, the term may be monthly, quarterly, semi-annually or annually. The term of your subscription will automatically renew for indefinite successive renewal terms for the same period as the initial term unless terminated by you or WealthOfHelp.com. If you registered for a trial subscription, the initial term begins at the end of the trial period, unless you cancel during the trial period.

Trial subscriptions are only available to first time customers of the WealthOfHelp.com service and cannot be combined with any other offer. WealthOfHelp.com may occassionally offer promotional programs that permit you to upgrade from one type of Trial subscription to another. You must have Internet access and a valid credit card or debit card ("Payment Method") to register for our service. Additionally, we reserve the right to modify, terminate or otherwise amend our offered subscription plans. If you choose not to cancel after the Trial your membership will automatically renew. The cost thereafter is $39.95 for each additional month, or an amount indicated on your registration form. This subscription is billed directly to your credit card and will automatically be billed until you cancel your subscription. If you decide you do not want the subscription, simply cancel your account during the Trial period and no further charges will occur.

If you used a credit card you may be subject to a preauthorization at the time you order. The preauthorization is not a charge to the credit card. However, the applicable subscription service charge may be reserved against your available credit card limit. Please contact the card issuing bank, with questions regarding the pre-authorization.

By using the WealthOfHelp.com service, you are expressly agreeing that we are permitted to bill you for subscription fees and any other charges you may incur in connection with your use of the WealthOfHelp.com service. As used in these Terms of Use, "billing" shall indicate either a charge or debit, as applicable, against your Payment Method, including a checking account, where applicable. The subscription fee will be billed at the beginning of your subscription and on each successive renewal term thereafter unless and until you cancel your subscription. Click on the "My Account" link to see the commencement date for your next renewal period. We may change the fees and charges in effect, or add new fees and charges from time to time, but we will give you advance notice of these changes by e-mail.

Automatic Renewals
WealthOfHelp.com primarily charges a monthly subscription fee but other term time periods are available and apply to this agreement. Your WealthOfHelp.com subscription will be automatically renewed for successive terms unless cancelled. We will bill the subscription fee to the Payment Method you provide to us during registration. Your subscription will automatically renew for successive terms, without prior notice to you, unless and until you cancel your subscription or we terminate it. You must cancel your subscription before it renews in order to avoid billing of the next term's subscription fees to your Payment Method.

Cancellation
You may cancel your subscription to WealthOfHelp.com at anytime, and cancellation will be effective immediately. WE DO NOT PROVIDE REFUNDS OR CREDITS FOR ANY PARTIAL-MONTH SUBSCRIPTION PERIODS. To cancel, click the link "Cancel" on the "My Account" page and follow the simple instructions provided. You may also cancel by telephone during business hours. Please call us at (805) 624–6092 from 8am to 5pm PST Monday through Friday. WealthOfHelp.com does NOT accept cancellation requests via direct emails.

Testimonials and Customer Communication
If you are a customer and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit. Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes. Some testimonials may be edited for brevity and clarity. Some testimonials are for explanatory purposes only, and do not necessarily reflect the actual experiences or results from our customers. Your results will be determined by many factors beyond our control, including your desire, dedication, effort and ability to follow directions. You agree that WealthofHelp.com is not responsible for the success or failure of your interaction with any government agency or any other institution referenced on our site.

Fraud & Chargeback Rights
Claiming a charge as fraudulent to avoid payment for your subscription is illegal and any and all violators will be prosecuted to the fullest extent of the law. Your credit card company and the authorities will be notified.

Chargebacks issued for reasons WealthOfHelp.com deems as non-fraudulent and that WealthOfHelp.com feels you were provided with proper services and/or support will be disputed through your credit card company. It is your responsibility to notify WealthOfHelp.com of any problems you are having with your service immediately. In the event that your credit card company declines chargeback reversal, WealthOfHelp.com reserves the right to refer your account to a third party for collection in the event of default. You agree to pay all costs incurred in the enforcement of this Subscription Agreement and in collection of any delinquent amounts due, including bank fees, reasonable attorneys' fees and any other costs.

Any chargebacks that result from fraudulent activity will be investigated. WealthOfHelp.com uses Credit Card Verification (CVV2) and Address Verification (AVS) to validate your credit card. Your IP address and network host are recorded when your order is placed and when you log into any subscription based service. This information will be used to trace the order to the person(s) that ordered the service. All information on fraudulent accounts will be turned over to the authorities to assist in locating and prosecuting any and all guilty parties.

Disclaimers of Warranties and Limitations on Liability
THE WealthOfHelp.com SERVICE, INCLUDING ALL FEATURES ASSOCIATED THEREWITH, THE WEB SITE AND ITS CONTENTS ARE PROVIDED "AS IS" WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND AND WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THE WealthOfHelp.com SERVICE, THE WEB SITE AND ITS CONTENTS. We assume no liability or responsibility for any errors or omissions in the content of the WealthOfHelp.com Web site, any failures, delays, or interruptions in the delivery of any content contained on the WealthOfHelp.com Web site, including any losses or damages arising from the use of the content provided on the WealthOfHelp.com Web site, or the WealthOfHelp.com service. TO THE EXTENT ALLOWABLE BY LAW, WE AND OUR LICENSORS DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, INCLUDING, FOR EXAMPLE, WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. In addition, we do not represent or warrant that the information accessible via our site is accurate, complete or current. We do not represent or guarantee that your use of the service will be free from loss, corruption, attack, viruses, interference, hacking, or other security intrusion and we disclaim any liability with respect thereto. No oral or written information or advice given by us or our authorized representative shall create a warranty or otherwise constitute a representation binding upon WealthOfHelp.com or its affiliated parties.

In no event shall our total liability to you for all damages for losses arising from the use or inability to use our Website, its contents or our service, including any features associated therewith exceed the amount of one month's subscription fee on your subscription plan. The foregoing limitations will apply even if the above stated remedy fails of its essential purpose. If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.

Copyright
The compilation of all content on this site is the exclusive property of WealthOfHelp.com. You agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through the WealthOfHelp.com Web site, not to insert any code or product or manipulate the content of the WealthOfHelp.com Web site in any way that affects the user's experience, and not to use any data mining, data gathering or extraction method. WealthOfHelp.com reserves the right to terminate your subscription hereunder if WealthOfHelp.com, in its sole and absolute discretion, believes that you are in violation of this paragraph. The use of WealthOfHelp.com is for your personal and non-commercial use.

Trademarks
WealthOfHelp.com is a registered trademark. The WealthOfHelp.com logo and WealthOfHelp.com website are trademarks or service marks. The WealthOfHelp.com Web site, including but not limited to its graphics, logos, page headers, button icons, scripts and service names constitute trade dress of WealthOfHelp.com. The trademarks, service marks and trade dress of WealthOfHelp.com may not be used or reproduced without prior written approval from WealthOfHelp.com, and may not be used in connection with any product or service that is not affiliated with WealthOfHelp.com, in any manner that is likely to cause confusion among customers, in any manner that dilutes the rights of WealthOfHelp.com, or in any manner that disparages or discredits WealthOfHelp.com. Other trademarks that appear on the WealthOfHelp.com Web site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by WealthOfHelp.com. Any images of persons or personalities contained on the WealthOfHelp.com Web site are not an indication or endorsement of WealthOfHelp.com or any particular product or our service unless otherwise indicated.

Electronic Communications
By using the WealthOfHelp.com service, you consent to receiving electronic communications from WealthOfHelp.com. These communications will include notices about your account and information concerning or related to our service. These communications are part of your relationship with WealthOfHelp.com and you receive them as part of the WealthOfHelp.com subscription. You agree that any notice, agreements, disclosure or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

Limitations on Use
You must be 18 years of age or older to subscribe to the WealthOfHelp.com service. Unless otherwise specified, the content on the WealthOfHelp.com Web site is for your personal and non-commercial use and we grant you a limited license to access the WealthOfHelp.com Web site for that purpose. You may not download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from, the WealthOfHelp.com Web site without our express written consent. We reserve the right to terminate or restrict your use of our service, without notice, for any or no reason whatsoever.

Links
In addition, other Web sites may link to the WealthOfHelp.com Web site. WealthOfHelp.com has not reviewed these Web sites and is not responsible for the content or privacy policies of these Web sites.

Disputes; Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the state of California, without regard to conflicts of laws provisions. You and WealthOfHelp.com agree that the United States District Court and/or the California Superior Court for the County of Los Angeles shall have exclusive jurisdiction over any dispute between you and WealthOfHelp.com relating in any way to the WealthOfHelp.com service or Web site or these Terms of Use. You and WealthOfHelp.com expressly and irrevocably consent to personal jurisdiction and venue in these courts. The parties agree that in any such dispute or subsequent legal action, they will only assert claims in an individual (non-class, nonrepresentative) basis, and that they will not seek or agree to serve as a named representative in a class action or seek relief on behalf of those other than themselves.