CREDIT AND DEBT MANAGEMENT

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A number of government and private organizations have information about various aspects of identity theft and fraud: how it can occur, what you can do about it, and how to guard your privacy.

To help you learn more about the problem and its solutions, we've attached a list of Web sites that you might find interesting and informative on identity theft and related topics.

Government United States:

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If you think you've become a victim of identity theft or fraud, act immediately to minimize the damage to your personal funds and financial accounts, as well as your reputation.

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To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take. For starters, just remember the acronym "SCAM":

S - Be stingy about giving out your personal information to others unless you have a reason to trust them, regardless of where you are.

At Home:

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To victims of identity theft and fraud, the task of correcting incorrect information about their financial or personal status, and trying to restore their good names and reputations, may seem extremely daunting.

Unfortunately, the damage that criminals do in stealing another person's identity and using it to commit fraud often takes far longer to undo than it took the criminal to commit the crimes.