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Contrary to what many ads claim, the U.S. Small Business Administration
(SBA) does not directly loan money to small business. Loans for small businesses are given through private lenders rather than the U.S. Government; however, the SBA does offer low-interest loans to small businesses. This can be a huge benefit to your start up because the benefit of receiving a low interest loan last for years. Having a low interest loan can cut your repayment period and significantly lower the total amount you are required to repay.
